Welcome to this charming 3-bed, 2-bath ranch home in the desirable Lake St. Louis Community Association with full lake rights and access to all the amenities the community offers. Built in 1987, this well-maintained home features a bright vaulted great room with hardwood flooring and abundant natural light that opens to the private backyard. The kitchen includes ceramic flooring, a bay window, and an eat-in layout. The primary suite offers a spacious bath with a jetted tub and separate shower. Two additional bedrooms provide flexible living space, and the full basement offers ample storage and future finishing potential. Step outside to enjoy the patio and level lot — ideal for outdoor gatherings. The home may be sold fully furnished, offering a convenient move-in or investment opportunity (furnishings negotiable). Conveniently located near shopping, dining, and major routes, this home combines comfort, community, and lifestyle. HOA amenities include lake access, social activities, and neighborhood facilities. Easy to show and move-in ready!