314 N Church Street, Waterloo, IL 62298
- $250,000
Description
Located in the highly desirable Waterloo School District, this versatile property offers space, updates, and an unbeatable setting just minutes from the heart of downtown Waterloo.
The main home features 3 bedrooms and 2 full baths with generous living areas designed for everyday comfort. Recent improvements give peace of mind, including a new roof in 2024, new sewer line in 2025, updated siding, gutters, and soffit in 2025, a Rheem A/C unit installed in 2022, and a new hot water heater in 2024. Additional updates include new windows, resurfaced tub, and beautifully renovated rear bedrooms.
Connected by a breezeway, the separate studio space includes its own private bath and roughed-in kitchen area, and laundry offering endless flexibility for guests, multi-generational living, a home office, or potential rental income.
Outside, you’ll find a large back patio, plus a 2-car garage complete with a workbench for hobbies or storage. Enjoy the convenience of being just blocks from local shops, restaurants, parks, and community events while still having the comfort of a spacious property to call home. Seller is offering a $10k credit for updates / repairs. Selling As-is.
Address
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Address: 314 N Church Street
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City: Waterloo
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State/county: IL
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Zip/Postal Code: 62298
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Area: A J Koenigsmark Add
Details
Updated on March 9, 2026 at 8:04 pm-
Property ID 26007562
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Price $250,000
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Land Area 0.3883 Acres
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Bedrooms 4
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Rooms 11
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Bathrooms 2
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Garages 2
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Garage Size x x
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Year Built 1946
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Type Single Family Residence, Residential
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Property Status Active
Additional details
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Listing Terms Cash,Conventional,FHA,VA Loan
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Utilities Electricity Connected
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Sewer Public Sewer
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Cooling Central Air
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Heating Forced Air
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County Monroe
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Property Type Residential
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Parking Attached,Driveway,Garage,Off Street
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Elementary School WATERLOO DIST 5
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Middle School WATERLOO DIST 5
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High School Waterloo
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Architectural Style Ranch
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